Insurances

Health insurance

You need a valid health insurance for your doctorate at Kiel University. If you are doing a doctorate as an employee of the university your employer will grant you an extra payment with your wages towards the costs of your health insurance.

If you receive a scholarship you have to finance your health insurance yourself. Quite a few health insurance companies offer special rates for doctoral candidates - it is in your interest to compare the different rates. Please note that these companies often offer special programmes that might be of interest to you.

Please also check whether an additional health insurance might be sensible for research stays outside Germany.

General liability insurance

We recommend that all doctoral candidates take out a general liability insurance. Such an insurance covers e.g. the cost of new locks if you lose your keys.

Accident insurance

All employees of Kiel University are insured against accidents with the Unfallkasse Nord. Doctoral candidates with scholarships or other sources of income are only insured against accidents on campus if matriculated. Since the Unfallkasse might only grant compensation if the accident in question meets certain conditions we recommend that you enquire whether your research work confirms with these conditions.

 

Calendar

« September 2017 »
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31
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1
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2
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3
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9
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10
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11
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12
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13
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14
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15
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16
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17
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18
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19
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20
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21
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22
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23
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24
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25
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26
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27
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28
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29
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30
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1
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Deadlines

Information on doctorate

Graduate initiatives